Financial Coaching: Are You Ready for “Different” Because Your “Normal” Isn’t Working?

Financial Coaching 2


Americans are drowning in debt with 4 out of 5 families essentially living paycheck to paycheck. Many people who approach me for financial coaching are losing sleep worrying how they will make next month’s payments and are exhausted from stressing about the impact of a potential job loss. Are you like most Americans who can say “that’s me” to one or more of these statements?

  • Worrying you’re 1 or 2 paychecks away from missing payments on a mortgage, minimums on credit cards, auto payments, or student loans
  • Losing sleep over a possible job loss because you have no emergency fund to cover expenses
  • Stressing on how you’re going to send your child to college
  • Paying late on bills due
  • Juggling money around to keep one step ahead of the next payment
  • Asking family and friends for loans
  • Defaulting on your promise to pay back on loans from friends and family
  • Thinking that bankruptcy may be the way out of your financial mess
  • Worrying about whether you’ll have enough to live on in retirement
  • Borrowing against your 401K to pay your bills
  • Wishing you had money to tithe or give something to those in need

I’m anxious thinking about anyone’s life filled with these worries. The ultimate question is whether you’re sick and tired of being sick and tired and ready to slay your debt. Are you ready to change your financial habits and create a plan that makes life work for you and your family? Do you want to gift a financial legacy in how to steward money well so your children can carry it forward?

As a premarital and marriage coach, expanding my portfolio of services to include financial coaching was a natural outcome to address the issues that I see plaguing most relationships. One person in a serious dating relationship questions whether he or she wants to take on the huge student loan debt of the other. Spouses are arguing daily on spending habits. Marriages are torn apart by the stress of debt.

It’s never too late to take control of your finances. Is it time for you to get weird with money, because normal isn’t working? Financial coaching can help ease your pain. Although there aren’t any easy fixes, hundreds of thousands American families have conquered their debt, built wealth, and are now able to give generously. Many years of poor financial decisions may have gotten you to your current position or perhaps a medical crisis. It will take time to work through your debt. How fast will be determined by the sacrifices you’re willing to make. Ask me how financial coaching can help you.


About the Author: Sandra Dillon is a professional coach with an extensive background in leadership, premarital/marriage, and financial coaching. She coaches individuals and couples as well as designs and facilitates workshops. She has a passion to help people be the best versions of themselves.  You can learn more about Sandra by visiting her website at www.shinecrossingsministry.com.

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